Running a small business is exciting, but it also comes with many responsibilities. A key tool to help you protect your business and define the expectations between you and your customers is to have in place a small business terms and conditions template, also known as a terms and conditions document.

This guide will explain why this document is crucial for your business, what details it should include, and how you can create one for your business as easily and quickly as possible.

Why Terms and Conditions Matter

Terms and conditions act like a contract between you and your customers. They set the rules for using your services or buying your products. This document can save you from a lot of trouble by explaining payment terms, returns, withdrawals, and what happens if something doesn’t go as planned. Think of it as a safety net that keeps your business safe and your customers informed about their rights and responsibilities.

Why Your Small Business Needs Terms and Conditions

For small businesses, having a clear document of terms and conditions is not just about legal compliance; it’s about establishing a framework within which your business operates. This document sets the rules for using your services or products, helps prevent misunderstandings, and protects your business from potential legal issues. It covers payment policies, returns, user behavior, guarantees, and dispute resolution, acting as a contract between you and your customers.

Key Clauses for Your Small Business Terms and Conditions

• Introduction: Briefly describe your business and what it offers.
• Payment Terms: Explain how customers can pay, when payments are due, and what happens if a payment is late.
• Returns and Refunds: Outline how you handle returns, exchanges, and refunds. This keeps everything clear and fair. 👉 Click for Your Ultimate Guide to EU, UK, & US Return Policies.
• User Conduct: Describe what behavior is allowed and what isn’t when using your website or buying your products.
• Limitation of Liability: Make it clear what you’re responsible for and what you’re not, protecting your business from potential lawsuits.
• Intellectual Property: Clarify that your website’s content, products, and logos are yours and protected by law.
• Dispute Resolution: Explain how disputes between your business and customers will be resolved. This might include the governing law, venue of jurisdiction, and out-of-court complaint mechanisms.

How To Create Terms and Conditions for Your Small Business

Terms and Conditions Generator

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Comparison Chart: How to Create Terms & Conditions for Your Business

Download Our Free Small Business Terms and Conditions Template

To support small business owners, we offer a free downloadable Terms and Conditions template. This template is designed to be customizable to fit the unique needs of your business, providing a solid starting point for establishing your own terms and conditions.

How to Use the Template

1. Download the Template: Get our free Terms and Conditions template in Word Doc or copy and paste the HTML directly into your website.
2. Fill in Business and Contact Details: Before you publish it, fill in all the [brackets] with your business info and contact details.
3. Customize Sale and Service Clauses: The template covers selling physical goods and includes sections for both business-to-business (B2B) and business-to-consumer (B2C) sales, with some clauses addressing only consumers. Make sure these sections match what your business offers.
4. Tailor to Legal Jurisdictions: The template includes parts relevant to the EU, the UK, and the US. Some sections are specific to certain areas, so make sure they comply with the laws where your customers are.

Small Business Terms and Conditions Template (HTML Text)

Copy and paste the Terms and Conditions Template HTML directly into your website.

<h1>Terms and Conditions of [website name]</h1>
    
<p>This document governs:</p>
<ul>
<li>the use of our website, and,</li>
<li>any other related agreement or legal relationship with us</li>
</ul>
<p>in a legally binding way.</p>
    
<p>You must read this document carefully.</p>
    
<p>Our website is provided by:</p>
<p>[name/company and full address]</p>
    
<p>Contact email: [email address]</p>
    
<p>This document was generated with the use of the <a href="https://www.iubenda.com/en/help/148380-the-essential-small-business-terms-and-conditions-template-what-you-need-to-know">Small Business Terms and Conditions template</a>.</p>
    
<h2>TERMS OF USE</h2>
    
<p>Unless stated otherwise, the terms in this section apply generally when using our website.</p>
    
<p>Specific or additional conditions may apply in certain situations and are noted in this document.</p>
    
<p>By using our website, you confirm the following:</p>
<ul>
<li>you are older than [number of years of age];</li>
<li>you are not in a country under a U.S. government embargo or designated as a "terrorist-supporting" country;</li>
<li>you are not on any U.S. government list of prohibited or restricted parties.</li>
</ul>
    
<h2>LIABILITY AND INDEMNIFICATION</h2>
    
<p>We limit our liability as much as legally allowed when executing agreements with you. This means our responsibility for damages is reduced to the maximum extent permitted by law unless explicitly stated otherwise or agreed upon with you.</p>
    
<h3>Indemnification</h3>
<p>You agree to indemnify us and our affiliates, officers, directors, and employees from any claims or demands made by third parties due to or in connection with any culpable violation of these terms or third-party rights related to your use of the service to the extent allowed by law.</p>
    
<h3>Limitation of liability</h3>
<p>Unless explicitly stated otherwise and subject to applicable law, you cannot claim damages against us (or any individual or entity acting on our behalf).</p>
    
<p>However, this exclusion does not apply to damages affecting life, health, or physical integrity, damages arising from the breach of significant contractual obligations (such as those necessary to fulfill the contract's purpose), and/or damages resulting from intentional or gross negligence, provided that our website has been used appropriately and correctly by you.</p>
    
<p>Unless damages stem from intentional or gross negligence, or they impact life, health, or physical integrity, our liability is limited to typical and foreseeable damages at the time the contract was entered into.</p>
    
<h2>US users</h2>
<h3>Disclaimer of warranties</h3>
<p>Our website is provided on an “as is” and “as available” basis. When you use our service, you are doing so at your own risk. We explicitly state that we are not making any promises or guarantees, whether they are express, implied, or even required by law. These include assurances about the quality of the service, its suitability for your specific needs, or whether it infringes on anyone else's rights.</p>
    
<p>Additionally, while we strive to provide accurate and reliable content, we cannot guarantee that it is always going to be the case. We do not guarantee that the service will always meet your requirements or be available when you need it. There might be interruptions, or it might not function correctly due to factors beyond our control. While we do our best to keep everything running smoothly, we cannot ensure that the service will be free of harmful elements like viruses. If you choose to download any content from our service, you are assuming the risk, and we are not responsible for any damage it might cause to your devices or data.</p>
    
<p>We do not endorse or guarantee any products or services advertised through our service or any links we provide. We are not involved in any transactions between you and third-party providers, so any interactions or agreements you make with them are solely your responsibility.</p>
    
<p>Our service might not always be accessible or may not work correctly with your web browser, mobile device, or operating system. While we strive to provide a seamless experience, we cannot guarantee it in every situation. As such, we want to clarify that we cannot be held responsible for any perceived or actual damages that result from issues related to the content, operation, or use of our service.</p>
    
<p>While we may have certain exclusions and limitations in our agreement, these may not apply to you depending on the laws of your jurisdiction. Federal law, as well as laws in some states and other jurisdictions, may offer protections that supersede our disclaimers and exclusions. This means that you may have specific legal rights that are not affected by our agreement. It is essential to understand your rights, as they may vary from state to state or country to country. We want to emphasize that any disclaimers or exclusions in our agreement will only be enforced to the extent permitted by applicable law.</p>
    
<h3>Limitation of liability</h3>
<p>To the maximum extent permitted by applicable law, in no event shall we, along with our subsidiaries, affiliates, officers, directors, agents, partners, suppliers, or employees, be liable for:</p>
<ul>
<li>any indirect, punitive, incidental, special, consequential, or exemplary damages arising from or related to your use of, or inability to use, the service. This includes damages for loss of profits, goodwill, use, data, or other intangible losses;</li>
<li>any damage, loss, or injury resulting from hacking, tampering, or unauthorized access to your account or the information within it;</li>
<li>errors, mistakes, or inaccuracies in the content provided;</li>
<li>personal injury or property damage resulting from your use of the service;</li>
<li>unauthorized access to our secure servers or personal information stored therein;</li>
<li>interruption or cessation of transmission to or from the service;</li>
<li>bugs, viruses, trojan horses, or similar harmful elements transmitted through the service;</li>
<li>errors or omissions in any content posted, transmitted, or made available through the service;</li>
<li>defamatory, offensive, or illegal conduct of any user or third party. Our liability is limited to the amount you have paid us in the preceding 12 months, or the duration of your agreement with us, whichever is shorter.</li>
</ul>
    
<p>This limitation of liability section will apply to the fullest extent permitted by law in the applicable jurisdiction whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if you have been advised of the possibility of such damage.</p>
    
<p>Please note that in some jurisdictions, the exclusion or limitation of incidental or consequential damages may not be allowed. This means that these limitations or exclusions might not apply to you. You have specific legal rights, which may vary depending on your jurisdiction. The disclaimers, exclusions, and limitations of liability outlined here may not apply to the extent prohibited by applicable law.</p>
    
<h3>Indemnification</h3>
<p>By using and accessing the service, you agree to defend, indemnify, and hold us, our subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers, and employees harmless from any claims, damages, losses, liabilities, costs, or expenses, including legal fees, arising from:</p>
<ul>
<li>your use of the service, including any data or content you transmit or receive;</li>
<li>your violation of these terms, including any breach of representations and warranties;</li>
<li>your violation of third-party rights, such as privacy or intellectual property rights;</li>
<li>your violation of statutory laws, rules, or regulations;</li>
<li>any content submitted from your account, including third-party access using username, password, or other security measures, including misleading, false, or inaccurate information;</li>
<li>your intentional misconduct; or</li>
<li>any statutory provision by you or your affiliates, officers, directors, agents, co-branders, partners, suppliers, and employees to the extent permitted by law.</li>
</ul>
    
<h2>INFORMATION ABOUT THIS DOCUMENT</h2>
    
<p>This document was generated with the use of the <a href="https://www.iubenda.com/en/help/148380-the-essential-small-business-terms-and-conditions-template-what-you-need-to-know">Small Business Terms and Conditions template</a>.</p>

<h2>COMMON PROVISIONS</h2>
    
<h3>No waiver</h3>
<p>Our failure to assert any right or provision under these terms does not waive that right or provision. No waiver will constitute a continuing waiver of such term or any other term.</p>
    
<h3>Service interruption</h3>
<p>To maintain the best service level, we reserve the right to interrupt the service for maintenance, updates, or other changes, with appropriate notification.</p>
    
<p>We may suspend or discontinue the service within legal limits. If discontinued, we will assist you in withdrawing personal data and respect your rights regarding continued product use and compensation under applicable law.</p>
    
<p>The service may be unavailable due to events beyond our reasonable control, such as infrastructure breakdowns or blackouts.</p>
    
<h3>Service reselling</h3>
<p>You may not reproduce, duplicate, copy, sell, or exploit any part of our website or its service without our express written permission, granted either directly or through a legitimate reselling programme.</p>
    
<h3>Privacy policy</h3>
<p>For information on the use of personal data, you can refer to our website's privacy policy.</p>
    
<h3>Intellectual property rights</h3>
<p>Without prejudice to any more specific provisions in these terms, all intellectual property rights associated with our website, including copyrights, trademark rights, patent rights, and design rights, are exclusively owned by us or our licensors. These rights are protected by applicable laws and international treaties concerning intellectual property.</p>
    
<p>All trademarks, whether nominal or figurative, and any other marks, trade names, service marks, word marks, illustrations, images, or logos associated with our website, are and remain the exclusive property of us or our licensors. These are also protected by applicable laws and international treaties related to intellectual property.</p>
    
<h3>Changes to the terms</h3>
<p>We reserve the right to modify these terms at any time, informing you of any changes.</p>
    
<p>Such changes will only affect the relationship with you from the date communicated onwards.</p>
    
<p>Your continued use of the service will signify your acceptance of the revised terms. If you do not wish to be bound by the changes, you must stop using the service and terminate the agreement.</p>
    
<p>The applicable previous version will govern the relationship prior to your acceptance. You can obtain any previous version from us.</p>
    
<p>If legally required, we will notify you in advance of when the modified terms will take effect.</p>
    
<h3>Assignment of contract</h3>
<p>We reserve the right to transfer, assign, dispose of by novation, or subcontract any or all rights or obligations under these terms, considering your legitimate interests. Provisions about changes to these terms will apply accordingly.</p>
    
<p>You cannot assign or transfer your rights or obligations under these terms without our written permission.</p>

<h3>Contact</h3>
<p>All communications regarding the use of our website must be sent using the contact information provided in this document.</p>
    
<h3>Severability</h3>
<p>Invalidity or unenforceability of any provision under applicable law will not affect the validity of other provisions, which will remain in full force and effect.</p>
    
<h2>US users</h2>
<h3>Surviving provisions</h3>
<p>Our agreement will continue in effect until it is terminated by either our website or you. Upon termination, the provisions contained in this document that by their context are intended to survive termination or expiration will survive, including but not limited to the following:</p>
<ul>
<li>your grant of licenses under this document will survive indefinitely;</li>
<li>your indemnification obligations will survive for a period of five years from the date of termination;</li>
<li>the disclaimer of warranties and representations, and the stipulations under the section containing indemnity and limitation of liability provisions, will survive indefinitely.</li>
</ul>

<h2>DISPUTE RESOLUTION</h2>

<h3>Online dispute resolution for consumers</h3>
<p>The European Commission has set up an online platform for alternative dispute resolution, providing an out-of-court solution for resolving disputes arising from online sale and service contracts.</p>
    
<p>Therefore, European consumers or consumers based in Norway, Iceland, or Liechtenstein can use this platform to settle disputes arising from online contracts. You can access the platform via the following link.</p>

Terms and Conditions Template (WordPress)

Copy and paste the Terms and Conditions Template directly into your WordPress editor.

<h1>Terms and Conditions of [website name]</h1>
    
<p>This document governs:</p>
<ul>
<li>the use of our website, and,</li>
<li>any other related agreement or legal relationship with us</li>
</ul>
<p>in a legally binding way.</p>
    
<p>You must read this document carefully.</p>
    
<p>Our website is provided by:</p>
<p>[name/company and full address]</p>
    
<p>Contact email: [email address]</p>
    
<p>This document was generated with the use of the <a href="https://www.iubenda.com/en/help/148380-the-essential-small-business-terms-and-conditions-template-what-you-need-to-know">Small Business Terms and Conditions template</a>.</p>
    
<h2>TERMS OF USE</h2>
    
<p>Unless stated otherwise, the terms in this section apply generally when using our website.</p>
    
<p>Specific or additional conditions may apply in certain situations and are noted in this document.</p>
    
<p>By using our website, you confirm the following:</p>
<ul>
<li>you are older than [number of years of age];</li>
<li>you are not in a country under a U.S. government embargo or designated as a "terrorist-supporting" country;</li>
<li>you are not on any U.S. government list of prohibited or restricted parties.</li>
</ul>
    
<h2>LIABILITY AND INDEMNIFICATION</h2>
    
<p>We limit our liability as much as legally allowed when executing agreements with you. This means our responsibility for damages is reduced to the maximum extent permitted by law unless explicitly stated otherwise or agreed upon with you.</p>
    
<h3>Indemnification</h3>
<p>You agree to indemnify us and our affiliates, officers, directors, and employees from any claims or demands made by third parties due to or in connection with any culpable violation of these terms or third-party rights related to your use of the service to the extent allowed by law.</p>
    
<h3>Limitation of liability</h3>
<p>Unless explicitly stated otherwise and subject to applicable law, you cannot claim damages against us (or any individual or entity acting on our behalf).</p>
    
<p>However, this exclusion does not apply to damages affecting life, health, or physical integrity, damages arising from the breach of significant contractual obligations (such as those necessary to fulfill the contract's purpose), and/or damages resulting from intentional or gross negligence, provided that our website has been used appropriately and correctly by you.</p>
    
<p>Unless damages stem from intentional or gross negligence, or they impact life, health, or physical integrity, our liability is limited to typical and foreseeable damages at the time the contract was entered into.</p>
    
<h2>US users</h2>
<h3>Disclaimer of warranties</h3>
<p>Our website is provided on an “as is” and “as available” basis. When you use our service, you are doing so at your own risk. We explicitly state that we are not making any promises or guarantees, whether they are express, implied, or even required by law. These include assurances about the quality of the service, its suitability for your specific needs, or whether it infringes on anyone else's rights.</p>
    
<p>Additionally, while we strive to provide accurate and reliable content, we cannot guarantee that it is always going to be the case. We do not guarantee that the service will always meet your requirements or be available when you need it. There might be interruptions, or it might not function correctly due to factors beyond our control. While we do our best to keep everything running smoothly, we cannot ensure that the service will be free of harmful elements like viruses. If you choose to download any content from our service, you are assuming the risk, and we are not responsible for any damage it might cause to your devices or data.</p>
    
<p>We do not endorse or guarantee any products or services advertised through our service or any links we provide. We are not involved in any transactions between you and third-party providers, so any interactions or agreements you make with them are solely your responsibility.</p>
    
<p>Our service might not always be accessible or may not work correctly with your web browser, mobile device, or operating system. While we strive to provide a seamless experience, we cannot guarantee it in every situation. As such, we want to clarify that we cannot be held responsible for any perceived or actual damages that result from issues related to the content, operation, or use of our service.</p>
    
<p>While we may have certain exclusions and limitations in our agreement, these may not apply to you depending on the laws of your jurisdiction. Federal law, as well as laws in some states and other jurisdictions, may offer protections that supersede our disclaimers and exclusions. This means that you may have specific legal rights that are not affected by our agreement. It is essential to understand your rights, as they may vary from state to state or country to country. We want to emphasize that any disclaimers or exclusions in our agreement will only be enforced to the extent permitted by applicable law.</p>
    
<h3>Limitation of liability</h3>
<p>To the maximum extent permitted by applicable law, in no event shall we, along with our subsidiaries, affiliates, officers, directors, agents, partners, suppliers, or employees, be liable for:</p>
<ul>
<li>any indirect, punitive, incidental, special, consequential, or exemplary damages arising from or related to your use of, or inability to use, the service. This includes damages for loss of profits, goodwill, use, data, or other intangible losses;</li>
<li>any damage, loss, or injury resulting from hacking, tampering, or unauthorized access to your account or the information within it;</li>
<li>errors, mistakes, or inaccuracies in the content provided;</li>
<li>personal injury or property damage resulting from your use of the service;</li>
<li>unauthorized access to our secure servers or personal information stored therein;</li>
<li>interruption or cessation of transmission to or from the service;</li>
<li>bugs, viruses, trojan horses, or similar harmful elements transmitted through the service;</li>
<li>errors or omissions in any content posted, transmitted, or made available through the service;</li>
<li>defamatory, offensive, or illegal conduct of any user or third party. Our liability is limited to the amount you have paid us in the preceding 12 months, or the duration of your agreement with us, whichever is shorter.</li>
</ul>
    
<p>This limitation of liability section will apply to the fullest extent permitted by law in the applicable jurisdiction whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if you have been advised of the possibility of such damage.</p>
    
<p>Please note that in some jurisdictions, the exclusion or limitation of incidental or consequential damages may not be allowed. This means that these limitations or exclusions might not apply to you. You have specific legal rights, which may vary depending on your jurisdiction. The disclaimers, exclusions, and limitations of liability outlined here may not apply to the extent prohibited by applicable law.</p>
    
<h3>Indemnification</h3>
<p>By using and accessing the service, you agree to defend, indemnify, and hold us, our subsidiaries, affiliates, officers, directors, agents, co-branders, partners, suppliers, and employees harmless from any claims, damages, losses, liabilities, costs, or expenses, including legal fees, arising from:</p>
<ul>
<li>your use of the service, including any data or content you transmit or receive;</li>
<li>your violation of these terms, including any breach of representations and warranties;</li>
<li>your violation of third-party rights, such as privacy or intellectual property rights;</li>
<li>your violation of statutory laws, rules, or regulations;</li>
<li>any content submitted from your account, including third-party access using username, password, or other security measures, including misleading, false, or inaccurate information;</li>
<li>your intentional misconduct; or</li>
<li>any statutory provision by you or your affiliates, officers, directors, agents, co-branders, partners, suppliers, and employees to the extent permitted by law.</li>
</ul>
    
<h2>INFORMATION ABOUT THIS DOCUMENT</h2>
    
<p>This document was generated with the use of the <a href="https://www.iubenda.com/en/help/148380-the-essential-small-business-terms-and-conditions-template-what-you-need-to-know">Small Business Terms and Conditions template</a>.</p>

<h2>COMMON PROVISIONS</h2>
    
<h3>No waiver</h3>
<p>Our failure to assert any right or provision under these terms does not waive that right or provision. No waiver will constitute a continuing waiver of such term or any other term.</p>
    
<h3>Service interruption</h3>
<p>To maintain the best service level, we reserve the right to interrupt the service for maintenance, updates, or other changes, with appropriate notification.</p>
    
<p>We may suspend or discontinue the service within legal limits. If discontinued, we will assist you in withdrawing personal data and respect your rights regarding continued product use and compensation under applicable law.</p>
    
<p>The service may be unavailable due to events beyond our reasonable control, such as infrastructure breakdowns or blackouts.</p>
    
<h3>Service reselling</h3>
<p>You may not reproduce, duplicate, copy, sell, or exploit any part of our website or its service without our express written permission, granted either directly or through a legitimate reselling programme.</p>
    
<h3>Privacy policy</h3>
<p>For information on the use of personal data, you can refer to our website's privacy policy.</p>
    
<h3>Intellectual property rights</h3>
<p>Without prejudice to any more specific provisions in these terms, all intellectual property rights associated with our website, including copyrights, trademark rights, patent rights, and design rights, are exclusively owned by us or our licensors. These rights are protected by applicable laws and international treaties concerning intellectual property.</p>
    
<p>All trademarks, whether nominal or figurative, and any other marks, trade names, service marks, word marks, illustrations, images, or logos associated with our website, are and remain the exclusive property of us or our licensors. These are also protected by applicable laws and international treaties related to intellectual property.</p>
    
<h3>Changes to the terms</h3>
<p>We reserve the right to modify these terms at any time, informing you of any changes.</p>
    
<p>Such changes will only affect the relationship with you from the date communicated onwards.</p>
    
<p>Your continued use of the service will signify your acceptance of the revised terms. If you do not wish to be bound by the changes, you must stop using the service and terminate the agreement.</p>
    
<p>The applicable previous version will govern the relationship prior to your acceptance. You can obtain any previous version from us.</p>
    
<p>If legally required, we will notify you in advance of when the modified terms will take effect.</p>
    
<h3>Assignment of contract</h3>
<p>We reserve the right to transfer, assign, dispose of by novation, or subcontract any or all rights or obligations under these terms, considering your legitimate interests. Provisions about changes to these terms will apply accordingly.</p>
    
<p>You cannot assign or transfer your rights or obligations under these terms without our written permission.</p>

<h3>Contact</h3>
<p>All communications regarding the use of our website must be sent using the contact information provided in this document.</p>
    
<h3>Severability</h3>
<p>Invalidity or unenforceability of any provision under applicable law will not affect the validity of other provisions, which will remain in full force and effect.</p>
    
<h2>US users</h2>
<h3>Surviving provisions</h3>
<p>Our agreement will continue in effect until it is terminated by either our website or you. Upon termination, the provisions contained in this document that by their context are intended to survive termination or expiration will survive, including but not limited to the following:</p>
<ul>
<li>your grant of licenses under this document will survive indefinitely;</li>
<li>your indemnification obligations will survive for a period of five years from the date of termination;</li>
<li>the disclaimer of warranties and representations, and the stipulations under the section containing indemnity and limitation of liability provisions, will survive indefinitely.</li>
</ul>

<h2>DISPUTE RESOLUTION</h2>

<h3>Online dispute resolution for consumers</h3>
<p>The European Commission has set up an online platform for alternative dispute resolution, providing an out-of-court solution for resolving disputes arising from online sale and service contracts.</p>
    
<p>Therefore, European consumers or consumers based in Norway, Iceland, or Liechtenstein can use this platform to settle disputes arising from online contracts. You can access the platform via the following link.</p>

Small Business Terms and Conditions Template (Word DOCX)

Tips for Filling Out a Template

When filling out the terms and conditions template, keep these tips in mind:

• Customize for Your Business: Adapt sections to match your specific business operations and policies.
• Be Specific: Provide detailed information where necessary, such as return deadlines or payment methods, to avoid ambiguity.
• Use Accessible Language: Ensure the document is easy to read and understand by using plain language.
• Keep It Updated: Regularly review and update your terms to reflect any changes in your business practices or legal requirements.

Making Your Terms and Conditions Accessible

Now, having a great small business terms and conditions template is one thing, but making sure your customers read and agree to it is another. Here are some tips:

• Make it Easy to Find: Place your terms and conditions where they’re easy to see, like your website’s footer or checkout page.
• Use Clear Language: Write in plain language, this makes your terms more accessible to a wider audience.
• Require Agreement: Consider having a checkbox that customers must tick to show they agree to your terms before making a purchase, e.g. for an e-commerce shop. This step makes sure they know the rules.

🔎 What a Legally Blinding Business Terms and Conditions Template Covers